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- 1 REM ANNUDEF
- 5 CLEAR 1000
- 10 CLS:PRINT TAB(10); "PRESENT VALUE OF A DEFERRED ANNUITY":PRINT
- 20 PRINT"AN ANNUITY IS A SEQUENCE OF EQUAL PAYMENTS MADE AT EQUAL
- 25 PRINT"INTERVALS OF TIME. A DEFERRED ANNUITY IS AN ANNUITY FOR
- 30 PRINT"WHICH THE FIRST PAYMENT IS NOT MADE UNTIL SOME FIXED TIME
- 35 PRINT"IN THE FUTURE. THIS PROGRAM WILL COMPUTE THE PRESENT VALUE
- 40 PRINT"OF A DEFERRED ANNUITY GIVEN THE AMOUNT OF THE INDIVIDUAL
- 45 PRINT"PAYMENTS, THE NUMBER OF PAYMENTS, THE INTEREST RATE, AND
- 50 PRINT"THE TIME THE ANNUITY BEGINS. IF DESIRED, A LAST EXTRA
- 55 PRINT"BALLOON PAYMENT COINCIDING WITH BUT IN ADDITION TO THE
- 60 PRINT"LAST PAYMENT MAY BE CONSIDERED.
- 90 PRINT:INPUT"PRESS ENTER TO BEGIN";Z9$
- 100 CLS
- 1155 PRINT:INPUT"IS INTEREST RATE QUOTED PER PERIOD(P) OR ANNUALLY(A)";ZI$
- 1157 IF ZI$<>"P" AND ZI$<>"A" THEN PRINT"INPUT ERROR":GOTO 1155
- 1158 IF ZI$="A" THEN PRINT:INPUT"NUMBER OF PAYMENTS PER YEAR";ZN
- 1160 IF ZI$="A" THEN INPUT"NUMBER OF YEARS INTO FUTURE UNTIL 1ST PAYMENT";NF
- 1400 GOSUB 3000:GOSUB 3080
- 1405 I=I/100
- 1410 PV=PMT*(1/I)*(1-(1+I)[(-N))+BAL*(1+I)[(-N)
- 1420 PV=PV*(1+I)[(-NF)
- 1460 GOTO 5000
- 3000 REM INPUT SBR
- 3010 CLS:PRINT"ENTER EACH OF THE FOLLOWING.
- 3050 IF ZI$="A" THEN INPUT"ANNUAL INTEREST RATE(%) ";I
- 3056 IF ZI$="A" THEN I=I/ZN:NF=NF*ZN-1: GOTO 3070
- 3060 INPUT"INTEREST RATE PER PERIOD(%)";I
- 3065 INPUT"# OF PERIODS INTO FUTURE UNTIL FIRST PAYMENT";NF
- 3067 NF=NF-1
- 3070 INPUT"TOTAL NUMBER OF PAYMENTS";N
- 3075 RETURN
- 3080 INPUT"ENTER REGULAR PAYMENT";PMT
- 3085 INPUT"BALLOON PAYMENT ";BAL
- 3090 RETURN
- 5000 REM PRINT OUT
- 5010 CLS
- 5025 PRINT"PRESENT VALUE =";PV
- 5030 PRINT"NUMBER OF PAYMENTS =";N
- 5033 IF ZI$="A" THEN PRINT " CONSISTING OF ";ZN;" PAYMENTS ANNUALLY."
- 5035 IF ZI$="A" THEN PRINT"ANNUAL INTEREST RATE =";100*I*ZN:GOTO 5050
- 5040 PRINT"INT. RATE PER PERIOD=";100*I
- 5045 PRINT"PAYMENTS BEGIN";NF+1;"PERIODS INTO THE FUTURE."
- 5047 IF NI$="A" THEN PRINT"THIS IS";(NF+1)/NV;"YEARS IN THE FUTURE."
- 5050 PRINT"PAYMENT =";PMT
- 5060 IF BAL<>0 THEN PRINT"BALLOON PAYMENT =";BAL
- 5090 PRINT:INPUT"PRESS ENTER FOR MORE";Z9
- 5095 IF Z9 = 0 THEN END
- 5100 GOTO 100
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